The best investment you can make,
is an investment in yourself.
Warren Buffet
Continuous effort is the key
to unlocking your potential.
Winston Churchill
A calm mind, a fit body, and a house full of love.
These cannot be bought.
They must be earned.
Naval Ravikant
There are two ways to increase your wealth.
Increase your means or decrease your wants.
The best is to do both at the same time.
Benjamin Franklin
What are your financial goals and what are you willing to give up to get there?
1. Determine your need.
2. Sell what you don't need. Tax deductible donations.
3. Make a meal plan.
4. Enjoy simplicity.
5. Repair and take care.
6. Research.
Is it worth the cost?
What will be the cost per use?
Will I get enough value out of it?
Is it something I want to take care of?
Is it worth taking up space in my home?
7. Shop second hand.
8. Remove temptations.
Beware of little expenses.
A small leak will sink a great ship.
Benjamin Franklin
1. Don't save - invest!
2. Negotiate.
3. Assess your true needs.
Is this vital for my well-being?
Is this something I need for my day-to-day routine?
Is this purchase out of my own insecurity
or something the media is pushing me to buy?
If I didn't buy this, what's the worst that could happen?
4. Create a financial calendar.
5. Know your number.
6. Research community resources.
7. Take advantage of credit cards.
8. Cultivate relationships around you.
1. Know your "happiness number".
2. Keep lifestyle inflation in check.
3. Invest in your well-being first.
4. Focus on building your story. Don't compare yourself to others.
5. Choose the option that brings the most value.
If it doesn't bring peace, profits or purpose
then don't give it your time, energy or attention.
Morgan Richard Olivier
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